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30 Year Conv

15 Year Conv

30 Year FHA

15 Year FHA

Rates are subject to change at any time without notice.

For rate quotes on any type or size of loan, please contact us for a free quote.

ONB Bank & Trust Co/Residential Mortgage Division (formerly known as Pinnacle Mortgage Corp, a division of ONB) uses the latest technology to provide you with the best possible service and deliver the most competitive loan programs. For those who prefer not to apply for your loan on line, our Loan Officers will come to you to assist with your application. Your application can then be submitted to one of the automated underwriting systems (Desktop Underwriter or Loan Prospector and receive an Underwriting decision within minutes.

FHA, VA, Conventional, Jumbo, Rural Housing Loans

Stated Income, Verified Asset Loans (SIVA) for self-employed borrowers that meet certain criteria

Down Payment Assistance available with some programs - please call us for details 

 
Conventional Fixed Rate 30 Year
Conventional Fixed Rate 15 Year
Jumbo Fixed Rate
Jumbo Fixed Rate 15 Year
FHA and VA Loans
Piggy Back Buster

Rates last updated on Wednesday, August 27, 2008

Conventional Fixed Rate 30 Year
Conforming loan amounts up to $417,000

Term: 30 years   Maximum Amount: $417,000

Conventional Fixed Rate 15 Year
Conforming

Term: 15 years   Maximum Amount: $417,000

Jumbo Fixed Rate
Jumbo

Term: 30 years   Maximum Amount: $650,000

Jumbo Fixed Rate 15 Year
Jumbo Loans

Term: 15 years   Maximum Amount: $650,000

FHA and VA Loans
Term: 30 years   Maximum Amount: $271,050

Piggy Back Buster

3% down payment

Fixed rate 97% loan without borrower paid mortgage insurance. No need to obtain secondary financing.

Term: 30 years   Maximum Amount: $417,000
 

Piggy Back Buster is a 97% loan that requires small down-payment and no borrower paid mortgage insurance and does not require the borrower to obtain a second mortgage.




Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $417,000 with closing costs of $790. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $650,000 with closing costs of $790. Your actual APR may be different depending upon these factors.