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Welcome to ONB Bank & Trust Co's Residential Mortgage Division web site, formerly known as Pinnacle Mortgage Corp, a division of ONB. Effective October 1, 2007, we will be known simply as ONB Bank& Trust Residential Mortgage Divsion. Since 2005, Pinnacle Mortgage Corp has been a division of ONB Bank & Trust. You have just found one of the most experienced mortgage companies in Oklahoma. Our Loan Officers have the experience to finance your home, and we have the loan programs and some of the lowest interest rates to be found.
ONB Bank & Trust Company (member FDIC) is an Equal Housing Lender.
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While we have over 213 different loan programs to fit your exact situation, our loans generally fall into the following categories:
CONVENTIONAL
- (With a variety of terms from 10 years to 30 years)
- Fixed Rate
- Adjustable Rate
- Interest-Only
- $0-Down Loans
- Owner-occupied & Investment Properties
- Combo 1st & 2nd Mortgages
- No-Income-Verification Loans
- No Documentation Loans
FHA
- (with a variety of terms from 15 years to 30 years)
- Various down payments available including $0 Down
- Fixed Rate
- Adjustable Rate
VA
- (For veterans and can include $0 down loans)
BOND
- (For those who have not owned a home in 3 years prior to application)
- The program will provide 4% down payment. If FHA/BOND loan and seller willing to pay closing costs, buyer(s) may get into home for nearly $0 money.
JUMBO
- For loans in excess of $417,000
- Fixed Rate
- Adjustable Rate
LONG-TERM LOCKS
- Excellent program for those building who want interest-rate protection during construction AND with potential to lock at lower rate - should rates drop just prior to closing - for nominal fee.
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